How do you unlock Asset Wealth? Pawn your Car and Still Drive it. It’s easy with First Advance!
Firstly, you need to own an asset outright; like a car, bakkie, truck, motorcycle, boat, caravan, earthmoving equipment (front end loaders, excavators, dump trucks), or a farm vehicle (tractor). Once you have this, we can look at a Pawn and drive deal for you. Pawn your car and still drive it in South Africa, is an easy fast, and safe method of lending money. We are in all the major towns in South Africa, such as Benoni, Boksburg, Centurion, East Rand, Edenvale, Johannesburg, Kempton Park Pretoria, and Sandton. If you need cash quickly, one of our helpful consultants is ready to assist!
Get cash in under 2 hours!
THE PROCESS

ASSESS
We quickly assess the asset(s) that you intend to put up as collateral to determine the loan amount available to you.

CASH
Upon approval immediate payment is made via EFT allowing you instant access to the funds you need urgently. No red tape, no delays!
WHY CHOOSE US?
- Most experienced consultants in Southern Africa
- Total privacy
- Speedy loan process
- Best deals, best prices paid
- Safe and secure
- Cash or EFT payouts
- #1 Pawn your car and still drive it in South Africa
- Unlock your asset to cash in under 2 hours!
Unlock Cash with South Africaâs Best Asset Lending Services
Welcome to First Advance, South Africaâs premier choice for turning your assets into cash quickly and securely. For over 25 years, weâve been the best at providing fast, flexible loans against your vehicles, properties, and high-value itemsâhelping individuals and businesses across Southern Africa access funds without the hassle of traditional banks. Based in Johannesburg, we operate nationwide, from Durban to Pretoria, delivering discreet, reliable solutions tailored to your needs.
Whether youâre asking, âHow can I get cash from my assets fast?â or âWho offers the best asset loans in South Africa?ââweâve got you covered. With loans ranging from R5,000 to R5 million, our expert team ensures your assets work for you. Discover how we can help you today.
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Why First Advance Stands Out
When it comes to unlocking cash from your assets, First Advance is unmatched. Hereâs what makes us the best in South Africa:
- Speedy Service: Get funds in as little as 2 hoursâno endless bank queues or red tape.
- Flexible Options: Borrow against cars, trucks, boats, or even unbonded propertiesâyour asset, your choice.
- Credit-Friendly: Your credit score doesnât dictate approval; your assetâs value does.
- Trusted Experience: With 25+ years and thousands of satisfied clients, weâre Southern Africaâs largest asset lender.
Unlike competitors, we offer unique solutions like âPawn and Drive,â letting you keep using your vehicle while accessing cash. Our directors bring decades of financial expertise, from funding fish factories in Zambia to lending against game in Hoedspruit.
Our Asset Lending Solutions
We turn your assets into cash with tailored loan options. Hereâs what we offer, with pricing in South African Rand (R):
Vehicle Loans â From R5,000 to R5 million
Use your car, bakkie, or truck to secure quick funds.
- Features: Fast valuation, secure storage, fully insured.
- Best For: Individuals needing urgent cash.
- Timeline: Funds in 2â24 hours.
Pawn and Drive â From R10,000
Unlock cash from your vehicle and keep driving it.
- Features: Loan against car papers, tracker installed, no storage needed.
- Best For: Those who need mobility and money.
- Timeline: Same-day payout.
Property Loans â From R500,000 to R10 million
Leverage your unbonded property for substantial cash.
- Features: For company-owned properties, 12-month terms (extendable).
- Best For: Businesses facing cash flow gaps.
- Timeline: 1â3 days.
High-Value Asset Loans â From R50,000
Pawn boats, planes, or machinery for flexible funding.
- Features: Expert appraisal, secure facilities, insured.
- Best For: Owners of unique or large assets.
- Timeline: 1â5 days.
Note: Interest starts at 5% per month, varying by asset and risk. All prices exclude VAT.
How We Determine Your Loan
Our process is straightforward and transparent:
- Asset Value: We assess your car, property, or equipmentâhigher value means more cash.
- Condition: Well-maintained assets fetch better offers.
- Ownership: Must be fully paid-up with no liens.
- Location: We serve all major SA cities and neighbouring states.
A 2024 SA Finance Report notes asset-based loans average R50,000âR2 million in South Africa, with approval times 10x faster than banks. At First Advance, we beat that, often funding within hours.
Why Asset Lending Beats Traditional Loans
Choosing First Advance for your cash needs offers clear advantages:
- No Credit Hassle: Banks reject 40% of applicants due to credit (FNB Stats, 2023). We focus on your asset.
- Fast Access: Traditional loans take weeks; we deliver in hours.
- Keep Your Asset: With âPawn and Drive,â you donât lose mobilityâunlike pawnshops.
Clients like Joanne McBride say, âFirst Advance saved my home from repossession with a rapid property loan.â Thatâs the best outcome we strive for.
Our Simple Process
Getting cash from your assets is easy with us:
- Apply Online: Submit your detailsâtakes 2 minutes.
- Valuation: We assess your asset at a convenient location.
- Get Funded: Agree to terms, and cash hits your account fast.
Ask us, âHow do I turn my asset into cash?â and weâll guide you every step.
Ready to Access Your Cash?
First Advance is your best partner for asset lending in South Africa. Whether itâs a car, property, or plane, weâll unlock the cash you needâfast, safe, and discreet. Serving Johannesburg, Cape Town, and beyond, weâre here to help.
Frequently Asked Questions (FAQs)
How quickly can I get cash from my asset?
With First Advance, you can access cash in as little as 2 hours for vehicle loans, or 1â5 days for larger assets like properties or planes.
What assets can I use for a loan?
We accept cars, trucks, motorcycles, boats, planes, machinery, and unbonded properties owned by companies. If itâs valuable, weâll lend against it.
Is First Advance the best option for asset loans in South Africa?
Yes! With 25+ years, loans from R5,000 to R5 million, and unique offerings like âPawn and Drive,â weâre rated the best by clients for speed and flexibility.
Do I need a good credit score?
No. Unlike banks, we base loans on your assetâs value, not your credit history, making cash accessible to more South Africans.
How much can I borrow against my asset?
It depends on the assetâs worthâvehicles fetch R5,000âR5 million, properties up to R10 million. Our valuations ensure you get the best deal.
What are the repayment terms?
Most loans are 12 months, extendable if fees are paid. Interest starts at 5% monthly, tailored to your asset and risk profile.
I had huge problems with the bank and my house was going to be repossessed. I am a qualified attorney and not even that qualification could save this from happening. First Advance rapid and easy process allowed me to extend the period of time I had to negotiate with the banks and ultimately meant I didnât lose the house. I will always be grateful and recommend them to anyone.
Buying a house cash is one thing. Renovating it is another! The cost of finishing my house was just too much and I had to move quickly or it was going to cost me paying rent where I was. Getting a Loan on my property which I could use as an access facility helped me tremendously.
Bom dia, Business is tough in Mozambique. Banks donât like to lend money and the process take much long time.
First Advance helped me buy stock for my catering Company and allowed my first wedding event to happen successfully!
Obrigado!

WE ARE HERE
We have professional consultants in all major cities in Southern Africa ready to see to your needs.
Our Johannesburg head office will make sure you qualify for your asset loan and all paperwork will be sent to them.
An appointment will be made to hand over the asset as surety with your local consultant. Your consultant will meet you at a convenient time and place. He will verify your documents and take your vehicle or asset to a secure and secure storage facility. Your asset will also be insured during the period that we hold it as security. You will be paid as soon as the asset is in our safekeeping.

#1 Pawn Your Car and Still Drive it in South Africa
For the best services and expertise in pawn your car and still drive it call us today.