UNLOCK YOUR CASH

 

Why First Advance Stands Out

 

When it comes to unlocking cash from your assets, First Advance is unmatched. Here’s what makes us the best in South Africa:

 

• Speedy Service: Get funds in as little as 2 hours—no endless bank queues or red tape.
• Flexible Options: Borrow against cars, trucks, boats, or even unbonded properties—your asset, your choice.
• Credit-Friendly: Your credit score doesn’t dictate approval; your asset’s value does.
• Trusted Experience: With 25+ years and thousands of satisfied clients, we’re Southern Africa’s largest asset lender.

 

Unlike competitors, we offer unique solutions like “Pawn and Drive,” letting you keep using your vehicle while accessing cash. Our directors bring decades of financial expertise, from funding fish factories in Zambia to lending against game in Hoedspruit.

 

Our Asset Lending Solutions

 

We turn your assets into cash with tailored loan options. Here’s what we offer, with pricing in South African Rand (R):

 

Vehicle Loans – From R5,000 to R5 million

 

Use your car, bakkie, or truck to secure quick funds.

• Features: Fast valuation, secure storage, fully insured.
• Best For: Individuals needing urgent cash.
• Timeline: Funds in 2–24 hours.

 

Pawn and Drive – From R10,000

 

Unlock cash from your vehicle and keep driving it.

 

• Features: Loan against car papers, tracker installed, no storage needed.
• Best For: Those who need mobility and money.
• Timeline: Same-day payout.

 

Property Loans – From R500,000 to R10 million

 

Leverage your unbonded property for substantial cash.

 

• Features: For company-owned properties, 12-month terms (extendable).
• Best For: Businesses facing cash flow gaps.
• Timeline: 1–3 days.

 

High-Value Asset Loans – From R50,000

 

Pawn boats, planes, or machinery for flexible funding.

 

• Features: Expert appraisal, secure facilities, insured.
• Best For: Owners of unique or large assets.
• Timeline: 1–5 days.

 

Note: Interest starts at 5% per month, varying by asset and risk. All prices exclude VAT.

 

How We Determine Your Loan

 

Our process is straightforward and transparent:

 

• Asset Value: We assess your car, property, or equipment—higher value means more cash.
• Condition: Well-maintained assets fetch better offers.
• Ownership: Must be fully paid-up with no liens.
• Location: We serve all major SA cities and neighbouring states.

 

A 2024 SA Finance Report notes asset-based loans average R50,000–R2 million in South Africa, with approval times 10x faster than banks. At First Advance, we beat that, often funding within hours.

 

Why Asset Lending Beats Traditional Loans

 

Choosing First Advance for your cash needs offers clear advantages:

 

• No Credit Hassle: Banks reject 40% of applicants due to credit (FNB Stats, 2023). We focus on your asset.
• Fast Access: Traditional loans take weeks; we deliver in hours.
• Keep Your Asset: With “Pawn and Drive,” you don’t lose mobility—unlike pawnshops.

 

Clients like Joanne McBride say, “First Advance saved my home from repossession with a rapid property loan.” That’s the best outcome we strive for.

 

Our Simple Process

 

Getting cash from your assets is easy with us:

 

• Apply Online: Submit your details—takes 2 minutes.
• Valuation: We assess your asset at a convenient location.
• Get Funded: Agree to terms, and cash hits your account fast.

 

Ask us, “How do I turn my asset into cash?” and we’ll guide you every step.

 

Ready to Access Your Cash?

 

First Advance is your best partner for asset lending in South Africa. Whether it’s a car, property, or plane, we’ll unlock the cash you need—fast, safe, and discreet. Serving Johannesburg, Cape Town, and beyond, we’re here to help.

 

Frequently Asked Questions (FAQs)

 

How quickly can I get cash from my asset?

With First Advance, you can access cash in as little as 2 hours for vehicle loans, or 1–5 days for larger assets like properties or planes.

 

What assets can I use for a loan?

We accept cars, trucks, motorcycles, boats, planes, machinery, and unbonded properties owned by companies. If it’s valuable, we’ll lend against it.

 

Is First Advance the best option for asset loans in South Africa?

Yes! With 25+ years, loans from R5,000 to R5 million, and unique offerings like “Pawn and Drive,” we’re rated the best by clients for speed and flexibility.

 

Do I need a good credit score?

No. Unlike banks, we base loans on your asset’s value, not your credit history, making cash accessible to more South Africans.

 

How much can I borrow against my asset?

It depends on the asset’s worth—vehicles fetch R5,000–R5 million, properties up to R10 million. Our valuations ensure you get the best deal.

 

What are the repayment terms?

Most loans are 12 months, extendable if fees are paid. Interest starts at 5% monthly, tailored to your asset and risk profile.