WhatsApp to Apply: +27 82 445 3003


Loan Against my Property

Lending against property is a great way of releasing sizable amounts of cash to help your situation. In order to get a loan on your house or property and still own it, the property must be fully paid up (no bond, No encumbrances). This is a great way of unlocking cash for your house or property, especially if the property market is depressed and selling it is not an option. We have done deals worth over 10 million Rands.


There are a few conditions if you want to raise cash on your house or property and still own it:


  • Property has to worth over R500 000 (Rands)
  • Minimum loan of R100 000
  • Only a person owning the property in a Company, CC or a trust can apply
  • Maximum repayment on loans for property or a loan for your house is 6 months
You can apply for a cash loan for property online or call us to apply. We offer a safe and secure way to get cash for your house or property and still own it.



In whose name must the property be in?

The property must be in the name of a company or legal entity and cannot be in a person or individuals name.

How long do I have to pay back the loan?

The loan should be paid back within 6 months. However if you pay your monthly fees we can extend the term of your contract.

What is the cost of this type of Loan?

We look at a 5% interest or more per month. Then there are other associated costs which are added to the fee.

Does my credit history affect my application?

No, it doesn’t. We value our risk based on the value of the property, not your credit rating.

Are there other securities that you would consider for the loan?

Yes we would consider a share portfolio or any other moveable assets like vehicles etc.


WhatsApp to Apply:
tel:+2782 445 3003

Email Us: info@firstadvance.co.za

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